Our retirement wellness these days is vulnerable to more risks than ever before. With fewer retirees enjoying the benefit of pensions and guaranteed income, personal savings and investments are susceptible to many dangers that could cause millions to run out of money in their elderly years. It is called longevity risk and it is estimated that as many as one-third of all Baby Boomers will be dependent upon family, charity, or the government at some point in retirement. That is why it is important to understand the objective and process of stress-testing, which is a sophisticated financial modeling simulation technique used by professional asset managers and financial planners to determine the vulnerability of retirement plans and investment portfolios.
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Longevity Capital Management LLC
Founder & President
terri@longevitycapitalmgmt.com
(805) 917-6771
Terri McGray is the founder and president of Longevity Capital Management LLC, a professional wealth management and retirement planning consulting firm that helps business owners and individuals work towards a successful retirement.
She has developed a unique retirement readiness program for employers seeking to increase financial literacy in the workforce and drive results with their 401(k).
Her expertise with plan design, ERISA law, internal controls, and investment management enables businesses to outsource their plan workload and engage a co-fiduciary to reduce their liability.
Mrs. McGray is a champion of retirement readiness and public speaker, speaking passionately about our national retirement crisis and the importance of good 401(k) stewardship. Some of the conferences she has spoken at include LA Accounting & Finance Show 2019, CA HR Professional Conference 2019, Professionals in Human Resources Local Chapters, Cal Lutheran University.